Saswitch fees

While on the topic of banks...

I understand the reasoning behind Saswitch fees being levied on your account when drawing from another bank's ATM. And quite frankly, if you're too lazy to walk to the other end of the mall (OK, that might be a substantial distance: anybody been to Canal Walk lately?!) to an ATM of your own bank, then you deserve to get charged!!!

But, you've finally managed to get a few days of leave approved. You're out in the country, in that little Town-without-a-Name, situated more or less halfway between Big Nothing and Absolutely Nowhere. And guess what? Your particular bank didn't think to install an ATM of their own there. Or they did, but it's either out of order, out of service or out of money!!!

Am I alone in thinking that it is unfair then for your bank to levy the Saswitch fee against your account because they were basically incapable of delivering a service themselves?